Insurance in and around Richmond
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Insurance that works for you

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- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Let Us Help You Create A Personal Price Plan®
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, build your coverage to meet your unique needs. Contact Ray Garfinkel for a Personalized Price Plan.
Need insurance? We got you.
Insurance that works for you

Insurance For Every Step Of The Way
Need Motorcycle, Health, Condo, Homeowners insurance or all four? Those are just a few of the fantastic options that State Farm can provide. State Farm is a smart choice for a great value, and one you don't want to miss.
Simple Insights®
How to deal with noisy neighbors or issues
How to deal with noisy neighbors or issues
From noisy neighbors and arguments over property lines to adventurous pets, there are ways to successfully resolve disputes between neighbors.
Dangers of texting while walking for pedestrian safety
Dangers of texting while walking for pedestrian safety
Texting and playing on your smartphone can be dangerous on the go. Here are reasons to stop walking while texting.

Ray Garfinkel
State Farm® Insurance AgentSimple Insights®
How to deal with noisy neighbors or issues
How to deal with noisy neighbors or issues
From noisy neighbors and arguments over property lines to adventurous pets, there are ways to successfully resolve disputes between neighbors.
Dangers of texting while walking for pedestrian safety
Dangers of texting while walking for pedestrian safety
Texting and playing on your smartphone can be dangerous on the go. Here are reasons to stop walking while texting.