Insurance in and around Richmond
Bundle policies and save serious dollars
Insurance that works for you

Would you like to create a personalized quote?
- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Personal Price Plans To Fit Your Needs
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, create your coverage to meet your unique needs. Contact Ray Garfinkel for a Personalized Price Plan.
Bundle policies and save serious dollars
Insurance that works for you

We’re There When You Need Us Most
Some of these excellent options include Auto, Business, Renters and Health insurance. Not only is State Farm insurance a great value, but it's a smart choice.
Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
How to grow your small business
How to grow your small business
Growing a small business takes strategic planning and research. Consider these helpful tips on ways to grow a small business to help ensure future success.

Ray Garfinkel
State Farm® Insurance AgentSimple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
How to grow your small business
How to grow your small business
Growing a small business takes strategic planning and research. Consider these helpful tips on ways to grow a small business to help ensure future success.