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Life Insurance in and around Richmond

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • Glenside & Broad
  • U of Richmond
  • Scott's Addition
  • The Boulevard
  • The Fan
  • VCU
  • Lakeside
  • Ginter Park
  • Henrico
  • Chesterfield
  • Glen Allen
  • Mechanicsville
  • Hanover
  • Hopewell
  • Midlothian
  • Short Pump
  • Forest Hill
  • Carytown
  • Libbie & Grove

Be There For Your Loved Ones

When it comes to reliable life insurance, you have plenty of choices. Evaluating coverage options, providers, riders… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Ray Garfinkel is a person with the knowledge needed to help you create a policy for your specific situation. You’ll have a no-nonsense experience to get cost-effective coverage for all your life insurance needs.

Protection for those you care about

What are you waiting for?

Life Insurance You Can Trust

But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you pick should correspond with your current and future needs. Then you can consider the cost of a policy, which depends on how old you are and your physical health. Other factors that may be considered include personal medical history and occupation. State Farm Agent Ray Garfinkel can walk you through all these options and can help you determine what will work for you.

Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can be helpful to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Ray Garfinkel for a free quote on Guaranteed Issue Final Expense..

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Estate planning: Understanding the basics

An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: Ray Garfinkel

Ray Garfinkel

State Farm® Insurance Agent
Office Address:
5400 Glenside Drive Suite C
Richmond, VA 23228
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Ray Garfinkel

Ray Garfinkel

State Farm® Insurance Agent
Office Address:
5400 Glenside Drive Suite C
Richmond, VA 23228
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Estate planning: Understanding the basics

An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.