Life Insurance in and around Richmond
Protection for those you care about
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Your Life Insurance Search Is Over
When you're young and just starting out in life, you may think you should wait until you're older to get Life insurance. But it's a perfect time to start looking into Life insurance to prepare for the unexpected.
Protection for those you care about
Now is the right time to think about life insurance

Agent Ray Garfinkel, At Your Service
Cost is one of the biggest benefits of getting life insurance sooner rather than later. With a protection plan from State Farm, you can lock in excellent costs while you are young and healthy. And your policy can be good for more than a death benefit. Learn more about all these benefits by working with State Farm Agent Ray Garfinkel or one of their wise representatives. Ray Garfinkel can help design coverage options for the level of coverage you have in mind.
As a reliable provider of life insurance in Richmond, VA, State Farm is ready to protect those you love most. Call State Farm agent Ray Garfinkel today and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Ray at (804) 288-5470 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Ray Garfinkel
State Farm® Insurance Agent
Simple Insights®
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.