Life Insurance in and around Richmond
Get insured for what matters to you
What are you waiting for?

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- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Be There For Your Loved Ones
When facing the loss of a loved one or your spouse, grief can be overwhelming. Regular day-to-day life halts as you prepare for arrange for burial funeral services, and face life without the one you love.
Get insured for what matters to you
What are you waiting for?

State Farm Can Help You Rest Easy
Choosing the right life insurance coverage is made easier when you work with State Farm Agent Ray Garfinkel. Ray Garfinkel is the sensitive associate you need to consider all your life insurance needs. So if you pass, the beneficiary you designate in your policy will help your family or your loved ones with current and future needs such as retirement contributions, grocery bills and car payments. And you can rest easy knowing that Ray Garfinkel can help you submit your claim so the death benefit is issued quickly and properly.
If you're looking for reliable insurance and caring service, you're in the right place. Visit State Farm agent Ray Garfinkel today to see which Life insurance options are right for you and your loved ones.
Have More Questions About Life Insurance?
Call Ray at (804) 288-5470 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Ray Garfinkel
State Farm® Insurance Agent
Simple Insights®
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.