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Life Insurance in and around Richmond

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • Glenside & Broad
  • U of Richmond
  • Scott's Addition
  • The Boulevard
  • The Fan
  • VCU
  • Lakeside
  • Ginter Park
  • Henrico
  • Chesterfield
  • Glen Allen
  • Mechanicsville
  • Hanover
  • Hopewell
  • Midlothian
  • Short Pump
  • Forest Hill
  • Carytown
  • Libbie & Grove

It's Never Too Soon For Life Insurance

There's a common misconception that Life insurance is only needed when you become a senior, but even if you are young and just rented your first place, now could be the right time to start looking into Life insurance.

Life goes on. State Farm can help cover it

Now is a good time to think about Life insurance

Life Insurance Options To Fit Your Needs

One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with level or flexible payments with coverage to last a lifetime coverage for a specific number of years or another coverage option, State Farm agent Ray Garfinkel can help you with a policy that works for you.

Did you know that there's now a life insurance option available that's perfect for anyone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really come in handy when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses overwhelm your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Ray Garfinkel for a free quote on Guaranteed Issue Final Expense

Have More Questions About Life Insurance?

Call Ray at (804) 288-5470 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.

Profile photo of a State Farm Agent named: Ray Garfinkel

Ray Garfinkel

State Farm® Insurance Agent
Office Address:
5400 Glenside Drive Suite C
Richmond, VA 23228
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Ray Garfinkel

Ray Garfinkel

State Farm® Insurance Agent
Office Address:
5400 Glenside Drive Suite C
Richmond, VA 23228
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.