Homeowners Insurance in and around Richmond
If walls could talk, Richmond, they would tell you to get State Farm's homeowners insurance.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Home Is Where Your Heart Is
Committing to homeownership is an exciting time. You need to consider home layout your future needs and more. But once you find the perfect place to call home, you also need terrific insurance. Finding the right coverage can help your Richmond home be a sweet place to be.
If walls could talk, Richmond, they would tell you to get State Farm's homeowners insurance.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Ray Garfinkel, At Your Service
You’ll get that and more with State Farm homeowner’s insurance. State Farm has coverage options to keep your largest asset safe. You’ll get a policy that’s adjusted to correspond with your specific needs. Thank goodness that you won’t have to figure that out on your own. With empathy and fantastic customer service, Agent Ray Garfinkel can walk you through every step to develop a policy that safeguards your home and everything you’ve invested in.
Your home is important, but unfortunately, the unpredictable circumstance is not off the table. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Ray Garfinkel can help you get the home coverage you need!
Have More Questions About Homeowners Insurance?
Call Ray at (804) 288-5470 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to choose a neighborhood that is right for you
How to choose a neighborhood that is right for you
The trick to choosing a neighborhood to live in is to figure out what matters to you and to do thorough research.
Hurricane evacuation and preparedness plan
Hurricane evacuation and preparedness plan
Preparing for a hurricane and having an evacuation plan can help keep you, your family and pets safe, and may help protect the property you leave behind.

Ray Garfinkel
State Farm® Insurance AgentSimple Insights®
How to choose a neighborhood that is right for you
How to choose a neighborhood that is right for you
The trick to choosing a neighborhood to live in is to figure out what matters to you and to do thorough research.
Hurricane evacuation and preparedness plan
Hurricane evacuation and preparedness plan
Preparing for a hurricane and having an evacuation plan can help keep you, your family and pets safe, and may help protect the property you leave behind.