Business Insurance in and around Richmond
One of Richmond’s top choices for small business insurance.
Helping insure businesses can be the neighborly thing to do

- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Help Prepare Your Business For The Unexpected.
When experiencing the challenges of small business ownership, let State Farm be there for you and help provide terrific insurance for your business. Your policy can include options such as business continuity plans, a surety or fidelity bond, and extra liability coverage.
One of Richmond’s top choices for small business insurance.
Helping insure businesses can be the neighborly thing to do

Insurance Designed For Small Business
Why choose State Farm for coverage? Your fellow business owners have rated State Farm as one of the top overall choices for insurance policies by small business owners like you. You can work with State Farm agent Ray Garfinkel for a policy that safeguards your business. Your coverage can include everything from extra liability coverage or business continuity plans to professional liability insurance or group life insurance if there are 5 or more employees.
Ready to talk through the business insurance options that may be right for you? Call or email agent Ray Garfinkel's office to get started!
Simple Insights®
Trailer insurance coverage
Trailer insurance coverage
Consider trailer insurance coverage to help protect the value of your trailer.
Get paid what you're worth and separate personal and business finances
Get paid what you're worth and separate personal and business finances
When starting your business, you need to separate funds and answer questions like "How much should I get paid?"or "How many hours should I work?".

Ray Garfinkel
State Farm® Insurance AgentSimple Insights®
Trailer insurance coverage
Trailer insurance coverage
Consider trailer insurance coverage to help protect the value of your trailer.
Get paid what you're worth and separate personal and business finances
Get paid what you're worth and separate personal and business finances
When starting your business, you need to separate funds and answer questions like "How much should I get paid?"or "How many hours should I work?".